Frequently Asked Questions and Answers



  

How is CCSTO unique?

CCSTO is unique in that we award scholarships at least monthly and at least 95% of our contributions go to student scholarships.
Thus our students get more funds more quickly.



How do I contribute?

Contributions must be made by check or online. Checks mus be accompanied by a completed Tax Credit Donation Form
and online contributions by credit card or draft.



How about my donor information, how is it handled?

The donor information required on our Tax Credit Form is the minimum required by the State of Arizona. We require contact
information, filing status, amounts of any other STO donations.  It becomes a permanent part of our confidential files, and is
      not shared or sold to unauthorized persons or organizations.  Annual donation statements are mailed to the address you list.



How much may I contribute?

The Arizona state tax code limits what you may contribute.  Each year the limits increase. Refer to the Donation
form for current limits.



May we contribute the $400 to the public school extracurricular donation and $1,000 to the private school donation and get
$1,400 back from the state?

Yes. All Arizona tax credits are individually regulated. However, you cannot receive a refund greater than the amount that
you have paid the state by withholdings or other payments. Please check with your tax preparer.


May I contribute less than the allowable limit?

Yes. No contribution is too small to be used to support a worthy Christian school student.



Can I deduct my tax credit as a contribution on my federal taxes?

Yes. We are a 501(c)(3) organization for federal tax purposes, and your CCSTO contribution is a charitable contribution on
your Federal Schedule A if you itemize your deductions. Federal tax deductions are only allowed in the calendar year. Please
      check with your tax preparer.


What if I contribute more than my taxable income?

For state tax purposes, excess contributions can be carried forward for the next five tax years.



What if I am entitled to a tax refund?

Your CCSTO contribution will increase your refund by the amount of the contribution up to the total amount that you have
prepaid your state income taxes.



Does the contribution have to be made in one lump sum or can it be paid over time?

We accept contributions in any amount at any time, but each contribution must be accompanied by a completed Donation Form
so that we have a record of the designated school and recommended student.



How do I get the tax credit back?

You must file your Arizona state tax returns and claim the tax credit.  Please refer to your tax preparer.



How much of the money that I contribute actually goes to a scholarship?

The law limits organizations like ours to using 10% of individually donated funds to operate. CCSTO guarantees 95% of your
donations will go to students and reserve 5% for operational costs.  
 
 

As a possible recipient what do I need to receive a tuition scholarship?

Complete an Annual Application Form, then you can seek potential donors willing to take advantage of the Tax credit.  The Donor can
designate the school and recommend your student. CCSTO takes recommendations seriously.



When is my child eligible to receive a scholarship?

Your child must have been enrolled full-time in public school for at least 90 days and then transfer to a private Christian school.
If your child is starting Kindergarten, they are automatically eligible with a completed annual application. If your family is military and moves
      here from another duty station, your child is also eligible. If your child transfers from another private Christian school in Arizona, they
      are still eligible. You are responsible for gathering donors willing to take advantage of the private tax credit and recommend your child.



What factors go into the consideration of the granting of an award?

Complete an annual application, family income, school partner, student/family narrative, and recommendations.  We also work closely with our
school partners to determine needs.



What if I leave the school during the school year?

If your student transfers to another private Christian school in Arizona your eligibility transfers with you. If your student leaves private
school all together we work with the school to redirect any funds to another deserving student.



May my child receive funds from more than one student tax organization?

Yes. There are several STO’s in Arizona, and you may apply to as many of them as you choose. It is in your best interest to apply.



May we make an arrangement with another parent or group of parents to recommend each other’s child?

No, you may not. This is against the law.   Arizona Revised Statute - A.R.S. §43-1603(C):  A school tuition organization cannot award,
restrict or reserve scholarships solely on the basis of a donor's recommendation.  
A taxpayer may not claim a tax credit if the taxpayer
      agrees to swap donations with another taxpayer to benefit either taxpayer’s own dependents.